PENGARUH GAYA HIDUP DAN UANG SAKU TERHADAP PERILAKU KONSUMSI MAHASISWA UIN STS JAMBI DALAM PERSPEKTIF EKONOMI ISLAM

Abstrak

This study aims to determine the influence of lifestyle and pocket money on the consumption behavior of students at the State Islamic University of Sultan Thaha Saifuddin Jambi from an Islamic economic perspective. The phenomenon of student consumptive behavior is increasing along with the development of digital culture, social pressure, and high pocket money receipts from parents. This study uses a quantitative approach with a survey method. The sampling technique used is purposive sampling with a total of 100 active students as respondents. Data collection was carried out through questionnaires and analysis using multiple linear regression with the help of SPPS 30. The results of the study indicate that lifestyle variables have a significant effect on consumption behavior, while the pocket money variable has no effect on the consumption behavior of students at UIN STS Jambi. Simultaneously, the independent variables, namely lifestyle and pocket money, have an effect on consumption behavior. In testing the classical assumption with a normal distribution, there is no heteroscedasticity and multicollinearity. From an Islamic economic perspective, excessive consumption behavior without planning is contrary to the principles of simple living and responsible financial management.